Friday, January 14, 2011

Tie It All Together

Have you noticed that I like to drop little bombs of information without much explanation and then come back and do a separate post about it? Because I just noticed that I do that and I had no idea. I just write and then when I re-read to edit I'm like, "oh, you mentioned purchases you are saving for and how you'd like to have get new seating for the living room. You should post about it!"

And yes, I did use the examples that I wrote about yesterday and am going to explain to you today and Monday. Because then, it becomes a full circle. I know you are just sitting on the edge of your seat thinking, "Oh, is she going to tell us about what she wants to save money for?" Because it's edge of the seat information! ...Okay, okay. Maybe not. But it is good to put it out there to try to hold yourself accountable. Which doesn't always work for me. (Like with my weekly goals.) 

The few major things that I want to purchase this year are the following:

1. A New Kitchen
2. Living Room Furniture
3. A Like-New Black Fridge
4. An Equipped Office For The Hubs
5. Bryan's Truck
6. Painting the House

A New Kitchen -
Bryan probably does not read this blog but if he is reading it now I assure you he is laughing at me. And shaking his head, thinking "Ain't gonna happen." I want to completely gut and redo our kitchen more than Lindsay Lohan needs to stay sober. Poor girl. I've been thinking and dreaming about what I want to do for the kitchen and I've been staying away from the Home Depot/Lowe's credit cards because if I have to, I'll use their 10% off and no interest for my kitchen and then make HUGE PAYMENTS (like we did on my wedding ring) to pay it off before the interest kicks in. Which is what I call "making the credit companies work for you instead of you working for them" I'm working on getting a shorter title. Regardless, it's the truth. Credit can be a good tool for people that utilize it the right way. Before we charge anything, Bryan and I think about what the monthly payment will be and how fast we can pay it off. We just refuse to be enslaved in credit. It's not worth it. 

Getting a new kitchen in 2011 is a pipe dream because if I invest in my kitchen, I'm not going to settle or go cheap. I'm going to be reasonable, but I'm also going to get an awesome kitchen that will be used as a major resell tool in ten years. I may have to wait until 2012, which is alright with me. 

Living Room Furniture -
Here is the deal. My sister, Alison and her husband Mark got married in 2003. Shortly after that (I honestly have no idea when) they purchased living room furniture, and had it until they moved to San Diego in like... 2007 or somewhere near there. I have a horrible memory. Then, they gave it to my sister Kari and her husband Adam in 2008 or 2009. Again, memory! Jeez. Well then Kari and Adam gave it to Bryan and I in 2009. It's been love, love loved. But, its old. And the pillows are starting to tear, and its a white couch and boy does it look dirty. DIRTAAAAY. (Which reminds me, I need to call that guy about cleaning it. Or do it myself since I don't, at the moment, have $150 bones to drop...) It's also just a couch and a chair, and with our really large living room, it doesn't "fit." All the Christmas cash I got is going to this purchase. This will be the next thing I buy. Unless I find a new-to-me black fridge first.

A Like-New Black Fridge -
Let's call a spade, a spade. If I can find a brand spanking new fridge at a good deal, I will snatch it up. The likelihood of that happening, however is slim to none. I want to spend no more than $350 on a fridge. And I really don't want anything fancy. I'd really just like either a normal refrigerator with an ice maker in the freezer or one of those spiffy nifty upside down fridges with the freezer on the bottom, but it still needs to have an ice maker. Obviously, if I'm able to purchase my kitchen, I'll buy a new fridge through that, but if not, I am so down with the respectfully used appliances. 

A Fully-Equipped Office for the Hubs -
You may be thinking that I want this for him. Let's remember that I am human and selfish and honestly, I need to hear some new music. I want Bryan to put out a new CD with some NEW SONGS so that I can groove to them. In order to do that though, he needs to have a working office where he can shut himself away for hours on end writing material and recording. Hours-on-end. Just enough time for me to get in some cheesey reality TV in. Love me some Kendra. Although I do like Hank more than Kendra. Hank is sweet and hot. She scored on that one. You like how I stay on point, huh? Bryan needs to get cracking on his music and I want him to have the tools to do so. This is a MUST this year. 

Bryan's Truck -
I can honestly say that Bryan and I have absolutely no other debt other than our house, his truck and my car. Actually, I'm lying, Bryan has a student loan but that loan was used to get the skills he has in Photoshop and those skills landed him his full time gig at a local credit union. So, it's the good kind of debt. Back to the bad debt we have, I don't want the bank to own our house and cars. And you have to start somewhere, right? I want to own his truck. By December 2011 I will have the pretty pink title in my hand and we'll be down to a car and a house. 2012, I will add to my pink pile with my car's title. I want to OWN our vehicles. Not the credit union. So it shall be. Just watch. :)

Painting Our House -
I have no recollection of posting about the horror we went through with this dude we hired and he jacked us over. But it happened. We paid him $1000 and all we got was an almost finished wood floor and some second-rate tools. Oh, and a really tall ladder. Which is handy for us short people... When we really wanted our house painted. Freaking jerk. Oh well. We were gracious and he'll have to answer for his decisions someday just like I will, and I'm going to take the high road. Now, Bryan and I still need to get the house painted and I'm hoping that Bryan will change his mind and he'll say that we should just do it. We have enough Vickers boys that can come over and help. We'll bribe them with pizza and beer. (Stop shaking your head "no" Bryan! It'll be cheaper!) Right now, our house is yellow, with white trim and red shutters. Except for the parts that we painted white because of our appraisal for the loan. Basically the house looks janky. And we're shooting to paint it in the early spring-time.

So, those are the big-money items I want to invest in this year. Obviously, lots of things can happen between now and then, but hopefully 2011 is a smooth year and we're able to knock all of this out! What a blessing that would be! 


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